Community Contact Details

St Machar Credit Union Ltd

433 Great Northern Road
AB24 2EU

Main Contact - Development Worker

Jacqueline Weir
Development Worker
Tel 01224 276994
Email: f-credit@fersands.org
Website: http://www.stmacharcreditunion.co.uk

Times (opening, meeting, training, etc.)

Monday, Tuesday, Thursday and Friday 9.30am - 4.30pm
Wednesday 9.30am - 12.30pm (closed Wednesday afternoons for training and processing)

Further Information

The Credit Union is a savings & loans co-operative available to those who live or work in the following areas of Aberdeen - Woodside, Fersands, Tillydrone, Froghall, Sunnybank, Seaton, Linksfield, Pittodrie, Fraser Court, George Street (top end), Powis, Kittybrewster, Printfield, Hilton, Middlefield & Heathryfold.

Standard loans are based on double your savings (saved over a period of 13 weeks/3months) to be repaid over one year. Interest is 1% on the reducing monthly balance (APR 12.6%).
Example: Borrow 500 & this will cost you 31 in interest, plus increase your savings.

Benefit/Low Income loans are by interview only at the main office. Show proof of benefits & apply for 50-500. Interest is 2% on the reducing monthly balance (APR 26.8%) with 1% refunded on exact loan term completion.
Example: Borrow 500 & this will cost 63 in interest, plus built up your savings.

No hidden charges, free life assurance, repay early without penalty, continue to save while repaying your loan & now view your account online and find us on facebook!

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Changes & Corrections

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